At Metropolitan Capital, we understand the nuances and intricacies of family businesses and the importance of creating a lasting legacy that can be carried on for future generations. We take the time to understand each family’s needs and create tailored solutions and advice that advance the goals of each client. Click on the Case Studies below to learn more.
Our Private Banking products and services are customized to meet the needs of each client and wealth profile. We offer superior client service and have dedicated professionals that are available seven days a week to handle all of your banking needs.
Wealth Consulting & Trust Services
As your financial quarterback, we provide clients with peace of mind, ensuring a comprehensive, coordinated approach to your overall financial goals and objectives. We collaborate with your professional and legal teams to develop and employ financial plans that fit your liquidity needs, time horizon, tax liabilities, estate plan and broader life goals. In addition, our full suite of services ranging from insurance review to concierge services enable our clients to focus on what matters to them and not worry about the details.
Whether you are looking to enter or exit a business or make investments across the capital structure, our seasoned team of investment banking professionals can assist you with all aspects of the transaction process, from identifying and evaluating opportunities to structuring and negotiating the closing of the transaction.
Family Office Practice Delivers Comprehensive, Coordinated View of Client’s Personal Wealth and Family Business Income
Our client, a high net worth individual, was looking for peace of mind about her wealth and clarity about the strategies her advisors were implementing on her behalf. In addition to owning shares of a second-generation family business with her siblings, the client owned three residential real estate properties and held approximately $10 million in stocks and bonds.
To help her oversee these disparate assets and income sources, the client had seven different advisors focusing on various accounting, estate planning, legal, and financial planning aspects of her estate. Because these advisors worked independently of each other, the strategies they implemented often failed to account for the cumulative impact on the family business and her longterm financial goals. Further, due to the complexity of the client’s wealth portfolio, projecting monthly cash flows and consolidated financial statements proved to be a challenging task.
By overseeing and coordinating the client’s team of professional advisors, MetCap provided the client a comprehensive, coordinated view of her personal wealth and family business income.
- Ensured that each advisor developed strategies that aligned with the client’s financial goals
- Reviewed advisory fees for reasonableness
- Held quarterly meetings with the client to provide a global view of cash flows and financial performance as well as rationale behind newly implemented strategies
- Ensured client’s portfolio generated a stream of income that was sufficient to support the client’s lifestyle and spending needs
- Worked in concert with client’s attorneys and siblings to create estate planning strategies that would maximize wealth transfer to her children and would be agreeable to the owners of the family business
- Facilitated meetings with the client’s children to explain the estate plan and the mechanics of the family business
Universal Bank Offers Comprehensive Financial Solutions for Real Estate Investor’s Portfolio and Family Office
Our client, a successful Real Estate investor, was first introduced to MetCap by a long-term relationship of the firm. As the individual continued to expand his real estate portfolio, the bulk of his wealth was concentrated in non-liquid real estate assets. To fund additional investments, our client needed a banking partner that could provide the necessary capital without the traditional upfront liquidity commitments and constraints. Further, as the wealth profile and financial needs of the client expanded rapidly, MetCap integrated scalable and tailored financial services that best served the clients evolving needs.
Initially providing a non-traditional debt facility for the client, the relationship seamlessly expanded to include a multitude of services for the client under the Universal Banking platform.
MetCap arranged a non-traditional loan facility leveraging personal guarantees and the investor’s successful real estate investment track record that enabled the client to make additional real estate investment plays without prematurely selling or liquidating his existing portfolio.
Due to a recent sizable liquidity event, the Client asked MetCap to find the right investment advisory team for his family office. MetCap arranged the due diligence and hiring process and is still currently retained by the Client to ensure the advisory team is working in concert together and in the Client’s best interests. MetCap has also assisted with the client’s philanthropic activities, helping to formulate the mission and vision of the client’s charitable activities.
MetCap has completed several capital raise assignments for the client to date and provides on-going assistance and expertise in analyzing the financial merits of prospective private equity and venture capital investment opportunities as they arise.