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Corporate Development Solutions

Utilizing the Universal Bank's extensive network and capabilities, the Corporate Development Solutions group assists clients with specialized services designed to help manage and grow their businesses. Click on the Case Studies below to learn more.

  • Debt Marketing Agent
  • Market & Industry Evaluation
  • Due Diligence Support
  • Business & Capital Planning
  • Sales & Marketing Development
  • Operations Improvement


Case Studies

  • Strategic NAV-Backed Financing for Real Estate Acquisition

    Client Background

    The CEO of a rapidly expanding, VC-backed cybersecurity firm sought capital to acquire a prime real estate asset in the San Francisco Bay Area. Metropolitan Capital facilitated the transaction by introducing a capital provider who structured a deal using a diversified basket of collateral, including the targeted property and equity in the CEO’s privately held company. The strategic timing and structure of the financing enabled the CEO to retain ownership of the shares long enough to qualify for favorable Qualified Small Business Stock (QSBS) treatment, resulting in significant tax savings and enhancing the overall efficiency of the transaction.

    SOLUTIONS DELIVERED

    Metropolitan Capital Solutions

    Metropolitan Capital structured an $8 million net asset value (NAV)-backed financing solution, leveraging a combination of privately held company shares and Bay Area real estate as collateral. The capital was sourced through Matterhorn Capital, whose flexible approach enabled a tailored structure aligned with the client’s liquidity and tax optimization goals.

  • MetCap Delivers Timely Liquidity Solution Amid Lock-Up Constraints

    Client Background

    Referred by a trusted advisor at a large universal bank, an early employee at an energy company start-up that eventually went public, faced a critical liquidity challenge. With a significant number of stock options expiring during the company’s post-IPO lock-up period, the employee was unable to sell or pledge shares to cover the exercise costs. The tight timeline and lock-up restrictions created a complex financing need with less than 45 days to execute from the time the client was introduced to Metropolitan Capital.

    SOLUTIONS DELIVERED

    Metropolitan Capital Solutions

    MetCap ran a targeted process to source a capital provider and successfully arranged a $22.5MM loan facility through a capital group MetCap has known for over five years but had not previously transacted with. This enabled the employee to exercise their options before expiration, thereby preserving over $35MM in value (as of July 2025), net of the financing.

    Demonstrated capabilities:

    • Rapid execution under tight deadlines (deal closed in <45 days)
    • Deep network of capital providers, including alternative lenders
    • Expertise in pre-liquidity planning and stock option financing
    • Creative structuring for clients facing lock-up or liquidity constraints
    • Trusted partner to top-tier financial advisors and institutions

  • $25MM Growth Capital & Senior Debt Solution Sourced by Metropolitan Capital for a Leading CPG Brand

    Client Background

    A wealth advisor at a large universal bank referred a leading Consumer Packaged Goods (CPG) brand with over $100 million in annual sales to Metropolitan Capital. The CPG brand, a leader in its segment, was experiencing rapid growth and required additional capital to sustain its momentum. The company had established senior debt but sought junior mezzanine debt for further expansion. The owner, aiming to sell the company within one to two years, was keen to avoid any dilution of ownership to maximize the potential sale value.

    SOLUTIONS DELIVERED

    Metropolitan Capital Solutions

    Metropolitan Capital identified an east-coast based private credit fund as a suitable partner to provide the $7.5 million of non-dilutive junior capital. However, the senior lender's reluctance to add another creditor necessitated a more innovative solution. Metropolitan Capital worked collaboratively with the creditor to provide a larger, comprehensive uni-tranche facility that met the company's growth and financial objectives without dilutive effects. The uni-tranche facility was structured to take out the senior lender entirely and consolidate the debt into a single, manageable tranche. This approach ensured that the company received the growth capital it needed while simplifying the debt structure and satisfying all parties involved.

  • Early Investors Leverage Credit Solutions to Increase Investment in Fast-Growing CPG Company

    Client Background

    An existing client referred Metropolitan Capital to an early investor in a fast-growing consumer goods company. The investor, wishing to acquire more shares in the company, was on a short timeline to complete a transaction. MetCap was able to identify a party to facilitate the purchase of shares, nearly doubling the investor’s position in the company. The success of the transaction led principals of one of their VC investors to engage MetCap to arrange similar financing. In addition, Metropolitan Capital’s investment bank helped the VC raise equity capital for additional share purchases via a SPV.

    SOLUTIONS DELIVERED

    Metropolitan Capital’s ability to provide comprehensive banking solutions led to a successful outcome for multiple parties involved in high growth opportunity.

    Metropolitan Capital Solutions

    A board member, and early investor, leveraged Metropolitan Capital Solutions to obtain a credit facility to buy secondary shares. This board member introduced two additional investors to MetCap, who in turn found debt solutions to acquire secondary shares for them.

    Investment Banking

    One of VC investors utilized MetCap to raise equity for a new SPV fund that purchased additional shares in the company.

    Private Banking

    As a condition to the financing, the lender needed a deposit account control agreement (DACA), which required investors to hold minimum deposits at an FDIC insured bank. The clients were able to utilize MetCap to hold the deposits.

  • Facilitating $31MM NAV-Backed Loan for a Family Office

    Client Background

    A family office, managing a diverse portfolio of companies, sought to access liquidity to support growth in select portfolio companies that would not involve prematurely selling their positions, or other assets. Their requirement for the loan was twofold: 1) maintain existing equity positions in the companies to realize future growth potential; and 2) avoid triggering a taxable event. The family office was a longstanding client of a large bank that referred them to Metropolitan Capital due to the loan structure, which did not fit the larger bank's lending criteria.

    SOLUTIONS DELIVERED

    Metropolitan Capital Solutions

    After obtaining multiple term sheets Metropolitan Capital Solutions helped select a reputable, multi-billion dollar private credit fund. The loan, collateralized by the net asset value (NAV) of the family office's diverse portfolio, was structured in a manner that met the family office’s criteria, including non-dilutive terms and avoiding taxable events while maintaining ownership and growth potential in their portfolio of companies.

    By understanding the unique needs of the family office and structuring a loan against the NAV of their portfolio, Metropolitan Capital not only facilitated the required liquidity but also preserved the family office’s long-term investment strategy and financial goals.

    Metropolitan Capital Bank & Trust also provided DACA services as part of the structure.

  • Non-Recourse, Secured Stock Loan Allows Entrepreneur to Fund New Investments

    Client Background

    A successful entrepreneur whose net worth was mainly concentrated in a high-growth, logistics software API services company that he founded, was seeking to diversify his holdings in a non-dilutive manner that would allow him to maintain all of the shares he owned while making new investments. In addition to a personal loan, the entrepreneur was seeking a debt recapitalization solution for the company that would improve operating cash flows and allow the company to pursue growth initiatives.
     

    SOLUTIONS DELIVERED

    Investment Banking

    MetCap helped source, structure and close a non-recourse, stock secured loan for the entrepreneur against his private interests in the company to make investments and diversify his wealth into other asset classes, without the need to dilute his shares in the high-growth tech company. Further, the investor who made the loan has subsequently made a follow-on investment in the company, highlighting the ability of MetCap to find the right investor for the transaction.

    Metropolitan Capital Solutions

    MetCap’s corporate advisory arm helped identify a pivotal capital solution for the company which alleviated monthly cash flow pressures and allowed the company a longer runway before obtaining the next round of funding at a significantly higher valuation.

  • Entrepreneur Retains Full Ownership in Startup with Private Interest Stock Loan

    Client Background

    A high net worth individual was a co-founder of a very successful medical testing company. A few years after forming the company, a new opportunity within the industry presented itself. With the bulk of his net worth concentrated in the former company, he needed to find additional sources of capital to help fund the new venture. Reluctant to raise outside capital that would dilute his interest and future upside, the individual was seeking debt capital. However, traditional banks were unwilling to lend to the individual because of the illiquid nature of his net worth. His wealth manager, having worked with Metropolitan Capital before on similar matters, referred MetCap to the client.
     

    SOLUTIONS DELIVERED

    Commercial Banking

    MetCap was able to underwrite a loan using the entrepreneur’s interest in his other venture as collateral along with a personal guarantee. Along with a loan, the new company has a formal deposit relationship with MetCap.

    Private Banking

    In addition to commercial banking, the individual holds personal deposits with the bank.

    Metropolitan Capital Solutions

    Leveraging the Universal Banking suite of services, MetCap has been engaged by the new company to help raise growth capital.

  • Private Equity Investors Obtain Bridge Loan Collateralized by Future Carried Interest Disbursements to Fund New Investments

    Client Background

    Two seasoned private equity investors were seeking capital to help fund new investments. Not wanting to prematurely sell their existing interests in previous investments or liquidate their holdings elsewhere to finance the transactions, the investors asked their investment banker at Goldman Sachs who might help them in obtaining financing. Having successfully assisted many clients of Goldman Sachs in the past, the investment banker was confident in Metropolitan Capital’s ability to help the two investors and facilitated an introduction.
     

    SOLUTIONS DELIVERED

    Metropolitan Capital Solutions

    MetCap was able to source and analyze multiple term sheets for the investors. MetCap helped select and structure an optimal arrangement with a lender that utilized the future carried interest disbursements of the investors as collateral without them having to dilute or liquidate their existing portfolio and provided a non-recourse bridge loan that was sufficient to fund new transactions. Further, the investors appreciated MetCap’s assistance and expertise which allowed them to focus their attention on the new investments while MetCap simultaneously worked to secure the funding.

  • MetCap Network and Expertise Helps High Net Worth Individual Save More Than $1.2MM in Fees and Interest in Stock Option Exercise

    Client Background

    A former employee of a large payment processing company was seeking capital to exercise his stock options in the company. The individual had received two term sheets with lenders, however, was unsure if the terms were competitive with the current market. The individual’s wealth manager referred Metropolitan Capital to his client to help advise and assist the client with navigating the process and structuring the best terms.
     

    SOLUTIONS DELIVERED

    Metropolitan Capital Solutions

    MetCap was able to find a new lender who offered significantly better terms and fees, ultimately saving the client over $1.2 million in interest and fees. Additionally, MetCap was able to guide the client through the process from start to finish, providing peace of mind and clarity during a substantial liquidity event.

  • Unexpected Union Liability Poses Grave Threat to Company; MetCap’s National Footprint and Suite of Universal Banking Services Enable Company to Settle Liability and Plan for Future

    Client Background

    A fast growing construction services company in California experienced an almost detrimental event when a union audit uncovered a significant unfunded fringe benefit liability. The company’s capital was tied up in expanding promising lines of business. The founder, a hard-working entrepreneur, was faced with a difficult dilemma. He needed an immediate capital solution for the union liability that would also allow the company to continue operating. Further adding to the situation, a competitor in the industry was offering to buy the company from the owner at a low valuation. The transaction was not appealing to the owner; however, it would provide the necessary capital to satisfy the union liability and existing debtholders.

    It was at this time that MetCap was introduced to the founder through a mutual relationship and became engaged as the company’s financial advisor. The MetCap team went to work to find a capital provider who could understand the story, handle challenging negotiations with the union, and be creative with the investment terms and structure.

    The company also looked to MetCap to help evaluate the existing offer from the strategic player. Given the low valuation of the existing offer, MetCap encouraged the owner to pursue alternative options that maximized the value of the company and allowed the owner to participate in the upside potential of the company.

    Because of the Universal Banking platform of MetCap, the owner was able to rely on MetCap to help solve for near term and long term challenges and allow the owner to focus on running the business and positioning himself and the company for success in the future.
     

    SOLUTIONS DELIVERED

    Corporate Development

    MetCap, through its national footprint, was able to identify a lender in the Midwest who could understand the situation and solve for the immediate capital need. This lender was also successful in navigating union negotiations and worked hand in hand with MetCap and the company to create a flexible and timely investment structure.

    Investment Banking

    MetCap was engaged to run a process on behalf of the company to solicit the interest of majority and minority equity investors as well as debt providers for the company. The company received multiple indications of interests and MetCap assisted the client in analyzing the merits and ramifications of each option, ultimately selecting the option that best served the interests of both the founder and the company.

  • Family-Owned Business Harnesses World-Class Banking Capabilities with Small Town Feel to Compete on a National Scale

    Client Background

    A third generation, family-owned construction services business successfully built a highly profitable and reputable enterprise over the years. As the business grew, the family found it increasingly difficult to compete against large conglomerates bidding for the same projects. Due to the specialized nature of its services and the significant upfront capital required to bid, staff and complete projects, the company couldn’t move as swiftly as its larger competitors on the bidding process and was at risk of losing market share.It was at this time that MetCap was introduced to the founder through a mutual relationship and became engaged as the company’s financial advisor. The MetCap team went to work to find a capital provider who could understand the story, handle challenging negotiations with the union, and be creative with the investment terms and structure.

    To proactively address this risk, the company sought access to a credit facility that could be used to scale operations quickly but on an as-needed basis. Finding a willing lender, however, proved to be challenging due to the unpredictable revenue streams within the business model and the reluctance of the family members to personally guarantee the loan. In an effort to find a solution, the family’s wealth advisor referred the owners to Metropolitan Capital.

    Metropolitan Capital’s experience as both a lender and financial advisor helped guide the family members through the selection, due diligence and closing of a credit facility that was tailored to the client’s needs and heritage.

    SOLUTIONS DELIVERED

    Corporate Development

    Fully understanding the family’s ties and commitment to its community, Metropolitan Capital introduced the client to a large, regional financial institution with sophisticated, world-class banking capabilities which also had a physical presence in the company’s hometown. The financial institution structured a multi-million dollar credit facility that has enabled the company to bid, compete and execute on large-scale, national projects, ultimately helping a family-owned business continue its growth trajectory and legacy.

The above services are offered through Metropolitan Capital Solutions, LLC (“MCS”).