Privacy Statement

What does Metropolitan Capital Bank do with your personal information? 

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number, Driver’s License number, State Identification Card number, Passport number, last four (4) digits of a credit card number and the expiration date of that credit card.

When you are no longer our customer, we continue to share your information as described in this notice.

All financial companies need to share your personal information to run their everyday business. In the section below, we list the reasons financial companies can share your personal information; the reasons Metropolitan Capital Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information and whether you can limit this sharing:

For our everyday business purposes-such as to process transactions, maintain your account(s), respond to court orders and legal investigations or report to credit bureaus

  • Metropolitan Capital Bank does share your personal information.
  • You do not have the ability to limit this sharing.

For our marketing purposes-to offer our products and services to you

  • Metropolitan Capital Bank does share your personal information.
  • You do not have the ability to limit this sharing.

For joint marketing with other financial companies

  • Metropolitan Capital Bank does not share your personal information.
  • There is no need for you to limit this sharing as we do not share your personal information.

For our affiliates everyday business purposes-information about your transactions, experiences and credit worthiness

  • Metropolitan Capital Bank does not share your personal information.
  • There is no need for you to limit this sharing as we do not share your personal information.

For non-affiliates to market to you

  • Metropolitan Capital Bank does not share your personal information.
  • There is no need for you to limit this sharing as we do not share your personal information.

Questions? Please contact your Private Capital Manager or call 312-640-2300 for more information.

Who is providing this notice?
Metropolitan Capital Bank

How does Metropolitan Capital Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secure files and buildings.

How does Metropolitan Capital Bank collect my personal information?
We collect your personal information, for example, when you open an account, apply for a loan or request a product or service we offer.

Why can’t you limit sharing?
Federal law gives you the right to limit only sharing for affiliates everyday business purposes-information about you creditworthiness; affiliates from using your information to market to you; and sharing for non-affiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.

Definitions:

  • Affiliates – Companies related by common ownership or control. They can be financial and non-financial companies.
  • Non-Affiliates – Companies not related by common ownership or control. They can be financial or nonfinancial companies.
  • Joint Marketing – A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Effective July 2018.