Updated Lobby Hours: The Bank will remain open; however, in order to diminish social contact and to help protect you and our team members, Metropolitan Capital is decreasing lobby hours to 9:00 AM-2:00 PM.
Jerry Frump is the Manager of Bank Operations and one of the co-founders of Metropolitan Capital. In addition to managing Metropolitan Capital’s loan and deposit operations, Jerry also oversees the bank’s Human Resources administration. He is a Senior Member of the Loan Committee and he is Assistant Secretary to the Board of Directors. Before helping to found Metropolitan Capital, Jerry served as president of two banks in Chicago’s western suburbs.
Education: Associate degree, Illinois Commercial College; Illinois School of Banking.
JP Just is the Executive Vice President of Corporate Operations at Metropolitan Capital. He helps lead the bank's non-regulatory operational activities, largely focused upon evaluating and upgrading all aspects of the current technology infrastructure. Before joining Metropolitan Capital, JP spent significant time in senior management at AAR Corp and PEAK6 Investments.
Education: B.G.S., University of Michigan; M.B.A. in Finance, Miami University.
Richard Keneman has served as Metropolitan Capital’s Chief Lending Officer since the bank was founded in 2005. As a member of the Investment Committee and Board of Directors, Richard draws on more than 40 years of experience in the banking industry. After spending 12 years as the Chief Lending Officer and Chairman of the Loan Committee at Cole Taylor Bank, Richard worked with Metropolitan Capital Chairman and CEO Michael Rose and the three other founding members in the early 2000s to raise capital and secure Metropolitan Capital’s charter.
Education: B.S. in Finance & Marketing, Florida State University.
Frank Novel brings more than 45 years of banking and regulatory experience to his role as President of Metropolitan Capital Bank. Since helping to found Metropolitan Capital in 2005, Frank has focused on creating the internal infrastructure, policies, and procedures that have fostered the bank's growth. Frank began as an examiner for the FDIC and has served as President of four banks in the Chicago area.
Education: B.S. in Economics, Purdue University. Registrations & Certifications: Series 7, 24, and 63; Certified Treasury Professional.
Michael Rose is Chairman, CEO, and one of the founders of Metropolitan Capital, a universal bank that provides creative debt, equity, and wealth advisory solutions for high-net-worth individuals, family offices, and the small-to-medium-sized businesses that they own and operate. Michael, who led the founding of Metropolitan Capital in 2005, previously held several leadership positions at the Illinois Housing Development Authority (IHDA), including Executive Director.
Education: B.S. in Economics (highest honors), University of Illinois at Urbana-Champaign; J.D., University of Virginia School of Law.
Justin Anderson is a Senior Private Capital Manager and Analyst at Metropolitan Capital. Working within the Private Capital Manager and Investment Banc divisions, Justin focuses on underwriting unique commercial and real estate-related credit opportunities and maintaining relationships with clients through meetings and site visits. Justin also sources loan and investment banking opportunities and leads the bank’s strategic planning process.
Education: B.S. in Business Administration, B.A. in Spanish Language and Literature, University of Minnesota, Duluth.
Elizabeth Carrane joined Metropolitan Capital in 2019 as a Private Capital Manager. Her responsibilities consist primarily of underwriting credit opportunities for the bank, as well as managing client relationships.
Education: B.S. in Finance & International Business Management, University of Dayton.
As a Private Capital Manager and Investment Banking Analyst at Metropolitan Capital, Scott Cohen works closely with business owners, entrepreneurs, and their companies to help them navigate periods of transition and capitalize on growth opportunities. Whether helping investors secure financing for non-traditional projects, generating liquidity for owners of privately held stock, or raising capital for businesses looking to strengthen their capital stack or make an acquisition, Scott is dedicated to delivering creative solutions to clients with unique financial needs. Scott originally joined Metropolitan Capital in 2010 and gained valuable experience with the Commercial Banking and Investment Banking groups. After three years in Chicago, Scott moved to New York City to join the Private Client Group of Gerstein Fisher, an investment management firm. Scott rejoined Metropolitan Capital in 2014 and moved to San Francisco to help launch the West Region office.
Education: B.S. in Finance, Richard T. Farmer School of Business at Miami.
As the Head of Metropolitan Capital’s East Region office, Kevin Costello is focused on providing creative financial solutions that are tailored to the unique needs of business owners, family offices, and high-net-worth individuals. Drawing on his experience in banking and corporate finance, Kevin helps clients secure and manage capital and solve for the challenges associated with high-growth companies. Before rejoining Metropolitan Capital in 2016 to launch the East Region office, Kevin spent five years with Avison Young and helped oversee the exponential growth of the firm’s New York Tri-State offices and participated in more than 20 acquisitions.
Jake Guzzardo is a Private Capital Manager at Metropolitan Capital. His primary responsibilities include performing financial analysis on prospective lending opportunities and managing relationships with the bank’s clientele. Previously, Jake interned with AXG Capital, a Boston-based investment management firm, as a summer analyst.
Education: B.S. in Mathematics & Economics, University of Pittsburgh.
James Ksiazek is a Senior Private Capital Manager at Metropolitan Capital, focused on underwriting commercial and real-estate transactions, maintaining current client relationships, and sourcing opportunities with entrepreneurs and SMBs and their owners. Before joining Metropolitan Capital, James was a Senior Credit Analyst at Seaway National Bank and spent five years as the Associate Managing Director at The PrivateBank.
Education: B.S. in Business Administration, Northern Illinois University.
Conor McCarthy is a Private Capital Manager at Metropolitan Capital. He focuses on performing financial analysis on prospective credit facilities and managing day-to-day client relationships. Before joining Metropolitan Capital, Conor studied and played baseball at Villanova University where he received his degree in Economics.
Education: B.A. in Economics, Villanova University.
As the Head of the West Region office, the Head of the Private Capital Manager team, and a Senior Vice President at Metropolitan Capital, Alex Penning is dedicated to delivering creative financial solutions and objective wealth consulting to business owners, entrepreneurs, their families, and the businesses they own and operate. Alex brings to each relationship extensive experience and a passion for providing trusted advice to clients whose non-traditional personal and business financial needs require creativity and on-going communication. Having joined Metropolitan Capital in 2006 shortly after the firm was founded, Alex moved to San Francisco in 2014 to launch the West Region office.
John Worley is a Senior Private Capital Manager with Metropolitan Capital’s Commercial Banking team. John’s primary responsibilities include underwriting and structuring credit facilities and managing relationships with the bank’s clients, including business owners, investors, and other high-net-worth individuals. John first joined Metropolitan Capital as an intern in 2014.
Education: B.A. in Business Administration with a concentration in Finance, Illinois Wesleyan University.
Wealth Consulting
GARY CLOUDMAN
Senior Wealth Consulting Manager, Head of Family Office
As the Head of Metropolitan Capital’s Family Office practice and a Senior Wealth Consulting Manager, Gary Cloudman is dedicated to helping entrepreneurs, executives, and families manage the multifaceted aspects of their wealth. By taking a holistic view of each client’s capital position and equity holdings within the context of their financial plan, Gary serves as a strategic partner and a single point of contact to coordinate the efforts of his clients’ team of professional advisors. He advises owners of companies at all phases of the business lifecycle, helping them navigate decisions related to succession planning, risk management, family governance, estate planning, and liquidity events.
Education: B.A., Michigan State University; J.D., University of Illinois College of Law; Master of Laws in Taxation, Northwestern University School of Law.
Ryon Gilbert is a Trust Operations Specialist at Metropolitan Capital. He works with the Trust Services Group to reconcile trust accounts, enter market bond and equity trades for the team’s investment advisors, and prepare account investment and administrative reviews. Ryon served for three years as a Trust Administrator and Trust Operations team member for First Bank & Trust of Evanston before joining Metropolitan Capital in 2016.
Education: B.S. in Business Administration with focus on Finance & International Business, Valparaiso University.
Kaylie Zielinski joined Metropolitan Capital in 2019 as a Wealth Consulting Manager. She is responsible for day-to-day client relationship management by assisting in the financial planning process, coordinating the individual investment manager selection process, overseeing the execution of investment strategies, and managing risk in multiple portfolios and entities. Kaylie also works closely with the Private Capital Management team to identify and develop new business relationships.
Education: B.S. in Financial Planning & Counseling, Purdue University.
As the Associate Marketing Manager at Metropolitan Capital, Kelcy Arnould works collaboratively with both internal teams and external vendors to develop and execute innovative marketing strategies that increase awareness of the bank’s brand, products, and services, particularly within in our key markets. Kelcy is also responsible for overseeing any advertising and public relations communications, including: print, digital, social media, web, out-of-home, promotional merchandise, and others outlets. Prior to joining Metropolitan Capital, she worked in the Consumer Marketing Department at Ace Hardware Corporation.
Education: B.F.A. in Art & Design, University of Illinois at Urbana-Champaign.
Aneta Barton is an Office Manager and Security Officer at Metropolitan Capital. She coordinates operations and procedures at the bank’s physical branch and plays a central role in managing the bank’s safety procedures, administering security devices and settings at all bank facilities and providing security training, support, and guidance to bank personnel. Before joining the bank in 2012, Aneta worked as an Assistant Controller at Matthei & Colin Associates, an architecture, planning, and design firm specialized in the planning and design of healthcare environments. Aneta also served as a State Trooper for the Illinois State Police Department.
Education: B.A. in Organizational Development & Leadership, Loyola University, Chicago.
Hannah is a Treasury Solutions Manager at Metropolitan Capital. She works with the Deposit Operations team to process branch transactions, reconcile account openings, and assists customers with various internal and external account questions and requests. Prior to joining Metropolitan Capital in 2019, Hannah worked as the Supervisor Service Banker at Bank of the West in Decorah, Iowa.
Education: B.A. in Vocal Performance, Luther College.
Theresa Chan is an Asset Operations Manager at Metropolitan Capital. She works with the Loan Operations team to track life insurance held as collateral and to assemble financial data for loan originations. Prior to joining Metropolitan Capital in 2016, Theresa served as a Senior Teller for Bank of America.
Education: B.S. in Finance, University of Illinois at Chicago.
Anthony Chignoli is an Asset Operations Manager at Metropolitan Capital. His roles include processing loan fundings and payoffs, reconciling accounts, and preparing reports for the Board. Before joining the bank in 2014, and while still a student at the University of Illinois, Anthony worked in the loans department at People’s First Bank in his hometown of Joliet.
Education: B.S. in Consumer Economics, University of Illinois at Urbana-Champaign.
Rickey Deutsch is a Financial Operations Manager at Metropolitan Capital. He focuses on preparing various monthly loan and deposit reports and assists in preparing the monthly financial statements. He also contributes to the main accounting functions such as completing correspondent bank reconciliation reports and reviewing the trial balance on a monthly basis. Rickey began with Metropolitan Capital after graduating from the Kelley School of Business at Indiana University.
Education: B.S. in Accounting & Finance, Indiana University.
Justyna Kucinska is a Vice President at Metropolitan Capital. She brings extensive knowledge of loan policies, procedures, and control quality standards to her management of the Asset Operations Department and liaises between the Asset Operations Department and the Private Capital Managers to ensure successful closing procedures and overall client satisfaction. Prior to joining Metropolitan Capital in 2009, Justyna served as a Customer and Financial Service Representative at Bank of America and First Bank.
Cheryl Lucas is a Treasury Solutions Manager at Metropolitan Capital. She works with the Deposit Operations team to process wire transfers, ACH payments and over the counter deposits, and reconcile internal account transactions and review potential fraud activity. Prior to joining Metropolitan Capital in 2019, Cheryl worked as a Relationship Banker at Bank of Albuquerque in New Mexico. There she opened accounts for clients, as well as worked to bring in more business to the bank through initiating loans and mortgages.
Education: B. A. in Psychology, B. A. in Criminology, University of New Mexico.
Joe Marconi is a Financial Operations Manager at Metropolitan Capital. He focuses on improving efficiencies through automation and managing the reporting of finances for several departments throughout the organization. Before joining Metropolitan Capital, Joe studied and played football at St. Ambrose University where he received his degree in Finance and Marketing while minoring in Economics and Leadership.
Education: B.A., St. Ambrose University, Davenport, IA.
Shari Missman Miller is a certified HR professional with more than 15 years’ experience leading teams within start-up and small business environments. With an entrepreneurial spirit, Shari is dedicated to fostering a culture of inclusion and equality while delivering excellence for her team. She is PHR certified through the HR Certification Institute and the Society for Human Resources Management.
Education: M.B.A., Fontbonne University, Saint Louis, MO.
Ananysha Montague is the Client Services Coordinator at Metropolitan Capital. She is responsible for creating the first impression of the company through in-person and telephone interactions. She also manages various administrative duties for current and prospective clients, as well as team members. Prior to joining Metropolitan Capital, she worked as a daycare teacher.
Education: B.A. in Sociology, minor in Creative Writing, Eastern Illinois University.
Denise Triche-Weaver joined the Metropolitan Capital team in 2019 as the VP of Treasury Solutions & Assistant BSA Officer. She leads a team of Treasury Solutions Managers responsible for processing internal deposit, loan and internal/external general ledger transactions, and providing client support related to debit cards, online banking, remote deposit capture, wire transfers, and ACH processing.
Denise’s banking career includes an extensive background in deposit operations, BSA/AML/OFAC compliance, consumer compliance, cash management, risk management, business continuity planning, and training. Before joining Metropolitan Capital, she worked as a bank consultant and held a variety of senior management positions at Seaway Bank & Trust Company, most recently as the bank’s Chief BSA/AML OFAC Officer.
Education: B.S., Southern University in Baton Rouge, Louisiana.
Nate Wolf is the IT Manager at Metropolitan Capital Bank. He oversees information technology for the organization including infrastructure, assets, IT vendor relationships and phone systems. Before joining Metropolitan Capital, Nate spent twelve years in IT management within the professional services environment.
Education: B.S. in General Engineering, University of Illinois at Urbana-Champaign.
Board of Directors
Frank G. Bailen
Lawrence C. Eppley
Guy B. Jaffe
Richard Keneman
Marc J. Knez
Frank Novel
Barry Poll
Ellen Rogin
Michael P. Rose
Board of Advisors
Dana Arnett
Bill Barry
Brad Edgar
Governor Jim Edgar
Mark Hamilton
Barry Handwerker
Margie Korshak
John W. Rutledge
Dylan Taylor
David Walsh
Strategic Initiatives Advisory Board on Women in Business
Ellen Rogin, Chair Terri Brax
Penny Brown
Janet Carl Smith
Janna Cosby
Lisa Dietlin
Betsy Fiden
Joan Hannant
Melissa Harris
Sherren Leigh
Jeanne Malnati
Linda Loving
Dorri McWhorter
Karen Peters
Amy Singh
