Our Team

Jerry Frump is the Manager of Bank Operations and one of the co-founders of Metropolitan Capital. In addition to managing Metropolitan Capital’s loan and deposit operations, Jerry also oversees the bank’s Human Resources administration. He is a Senior Member of the Loan Committee and he is Assistant Secretary to the Board of Directors. Before helping to found Metropolitan Capital, Jerry served as president of two banks in Chicago’s western suburbs.

Education: Associate degree, Illinois Commercial College; Illinois School of Banking.

Kimberly Haney joined Metropolitan Capital with over 20 years of enterprise risk experience, and has served in various risk management capacities, including independent review, portfolio, underwriting, and collateral management. Most recently, she served as Vice President and Consultant in the Risk Control group of Northern Trust, where she led independent assessments of credit risk including counterparty, operational risk, and market risk. Prior to this role, Kimberly served as Examiner-In-Charge for various credit reviews of the Wealth Management and Commercial and Institutional business units of Northern Trust. As a Senior Credit Officer for MB Financial, she led a team of Credit Analysts with underwriting responsibilities for Middle Market clients, in addition to developing and managing the Field Exam Program.
Kimberly is a past member of the Board of Directors for Chime (formerly the Suzuki-Orff School of Music) and has previously mentored college and high school students through various programs, including business undergraduates from her alma mater.

Education: B.S. in Business Administration, University of Illinois at Chicago; Executive M.B.A. with a focus in Entrepreneurial Studies and Marketing, Kellogg Graduate School of Management.

Richard Keneman has served as Metropolitan Capital’s Chief Lending Officer since the bank was founded in 2005. As a member of the Investment Committee and Board of Directors, Richard draws on more than 40 years of experience in the banking industry. After spending 12 years as the Chief Lending Officer and Chairman of the Loan Committee at Cole Taylor Bank, Richard worked with Metropolitan Capital Chairman and CEO Michael Rose and the three other founding members in the early 2000s to raise capital and secure Metropolitan Capital’s charter.

Education: B.S. in Finance & Marketing, Florida State University.

Frank Novel brings more than 45 years of banking and regulatory experience to his role as President of Metropolitan Capital Bank. Since helping to found Metropolitan Capital in 2005, Frank has focused on creating the internal infrastructure, policies, and procedures that have fostered the bank's growth. Frank began as an examiner for the FDIC and has served as President of four banks in the Chicago area.

Education: B.S. in Economics, Purdue University. Registrations & Certifications: Series 7, 24, and 63; Certified Treasury Professional.

As the head of the Private Capital Manager team and an Executive Vice President at Metropolitan Capital, Alex Penning is dedicated to delivering creative financial solutions to entrepreneurs, founders, investors, business owners, their families, and their businesses. Having joined Metropolitan Capital in 2006 shortly after the bank was founded, Alex brings to each relationship extensive experience and a passion for providing trusted advice to clients whose non-traditional personal and business financial needs require creativity and on-going communication. A native of the Chicago area, Alex began his career with Metropolitan Capital upon graduating from college, and he moved to San Francisco in 2014 to open the first office outside of the Chicago headquarters and launch the West Region presence.

Education: B.A. in Economics, DePauw University.

Norman Rainey joined Metropolitan Capital as the Chief Financial Officer and Executive Vice President in December 2019. Norman is a Certified Public Accountant with an extensive background in the banking industry. He previously served as Chief Account Officer and Executive Vice President of Parkway Bank & Trust from August 2018 to December 2019. Norman served as Senior Vice President, Mergers and Acquisitions for MB Financial Bank from October 2016 to August 2018. Prior to MB Financial Bank, he worked for First Midwest Bank, where he held multiple senior roles. Norman’s last role with First Midwest was Vice President of Corporate Development from February 2013 to October 2016, where his primary focus was expanding the company through strategic acquisitions. Before First Midwest, he spent nine years with MB Financial Bank serving in a range of roles with increasing responsibilities, including Vice President of Financial Reporting from December 2005 to September 2010.

Education: B.S. in Business Finance, Eastern Illinois University; M.B.A., Keller Graduate School of Management.

As Head of the West Region at Metropolitan Capital, Scott Cohen works closely with business owners, entrepreneurs, and their companies to help them navigate periods of transition and capitalize on growth opportunities. Whether helping investors secure financing for non-traditional projects, generating liquidity for owners of privately held stock, or raising capital for businesses looking to strengthen their capital stack or make an acquisition, Scott is dedicated to delivering creative solutions to clients with unique financial needs. Scott originally joined Metropolitan Capital in 2010 and gained valuable experience with the Commercial Banking and Investment Banking groups. After three years in Chicago, Scott moved to New York City to join the Private Client Group of Gerstein Fisher, an investment management firm. Scott rejoined Metropolitan Capital in 2014 and moved to San Francisco to help launch the West Region office.

Education: B.S. in Finance, Richard T. Farmer School of Business at Miami.

As the Head of Metropolitan Capital’s East Region office, Kevin Costello is focused on providing creative financial solutions that are tailored to the unique needs of business owners, family offices, and high-net-worth individuals. Drawing on his experience in banking and corporate finance, Kevin helps clients secure and manage capital and solve for the challenges associated with high-growth companies. Before rejoining Metropolitan Capital in 2016 to launch the East Region office, Kevin spent five years with Avison Young and helped oversee the exponential growth of the firm’s New York Tri-State offices and participated in more than 20 acquisitions.

Education: B.S. in Finance, DePaul University.

Jake Guzzardo is a Private Capital Manager at Metropolitan Capital. His primary responsibilities include performing financial analysis on prospective lending opportunities and managing relationships with the bank’s clientele. Previously, Jake interned with AXG Capital, a Boston-based investment management firm, as a summer analyst.

Education: B.S. in Mathematics & Economics, University of Pittsburgh.

Will Hoscheidt is a Private Capital Manager at Metropolitan Capital. His primary responsibilities include underwriting and performing financial analysis on prospective credit facilities. Will first joined Metropolitan Capital as a summer intern in 2019.

Education: B.S. in Business Administration with a focus in Finance & Banking, University of Missouri.

Caleb Labude is a Private Capital Manager at Metropolitan Capital. His primary responsibilities include performing financial analysis on prospective lending opportunities and managing relationships with the bank’s clientele. Prior to joining Metropolitan Capital, Caleb was an intern with the Office of the Chicago City Treasurer, a Student Fund Analyst with the Creighton University Student Portfolio Fund, and most recently, an intern with Fiserv.

Education: B.S.B.A in Finance & Economics, Creighton University.

As the Head of Metropolitan Capital’s Family Office practice and a Senior Wealth Consulting Manager, Gary Cloudman is dedicated to helping entrepreneurs, executives, and families manage the multifaceted aspects of their wealth. By taking a holistic view of each client’s capital position and equity holdings within the context of their financial plan, Gary serves as a strategic partner and a single point of contact to coordinate the efforts of his clients’ team of professional advisors. He advises owners of companies at all phases of the business lifecycle, helping them navigate decisions related to succession planning, risk management, family governance, estate planning, and liquidity events.

Education: B.A., Michigan State University; J.D., University of Illinois College of Law; Master of Laws in Taxation, Northwestern University School of Law.

As the Marketing Manager at Metropolitan Capital, Kelcy Arnould works collaboratively with both internal teams and external vendors to develop and execute innovative marketing strategies that increase awareness of the bank’s brand, products, and services, particularly within in our key markets. Kelcy is also responsible for overseeing any advertising and public relations communications. Prior to joining Metropolitan Capital, she worked in the Consumer Marketing department at Ace Hardware Corporation.

Education: B.F.A. in Art & Design, minor in Communication, University of Illinois at Urbana-Champaign.

Aneta Barton is an Office Manager and Security Officer at Metropolitan Capital. She coordinates operations and procedures at the bank’s physical branch and plays a central role in managing the bank’s safety procedures, administering security devices and settings at all bank facilities and providing security training, support, and guidance to bank personnel. Before joining the bank in 2012, Aneta worked as an Assistant Controller at Matthei & Colin Associates, an architecture, planning, and design firm specialized in the planning and design of healthcare environments. Aneta also served as a State Trooper for the Illinois State Police Department.

Education: B.A. in Organizational Development & Leadership, Loyola University, Chicago.

Theresa Chan is an Asset Operations Manager at Metropolitan Capital. She works with the Loan Operations team to track life insurance held as collateral and to assemble financial data for loan originations. Prior to joining Metropolitan Capital in 2016, Theresa served as a Senior Teller for Bank of America. 

Education: B.S. in Finance, University of Illinois at Chicago.

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Justyna Kucinska is a Vice President at Metropolitan Capital. She brings extensive knowledge of loan policies, procedures, and control quality standards to her management of the Asset Operations Department and liaises between the Asset Operations Department and the Private Capital Managers to ensure successful closing procedures and overall client satisfaction. Prior to joining Metropolitan Capital in 2009, Justyna served as a Customer and Financial Service Representative at Bank of America and First Bank.

Education: B.S. in Economics, DePaul University.

Seth Lionberger has served as an IT Manager at Metropolitan Capital since May 2020. As a member of the IT Department, Seth draws on more than 6 years of experience in the IT space. Leveraging his experience as a Signal Officer in the US Army Reserves, Seth has focused on creating efficient and modern solutions that add to the bank’s IT ability. He is a graduate of the US Army Signal School – Cyber Center of Excellence and holds CompTIA Network and Security Plus certifications.

Education: B.A. in Philosophy, Illinois State University.

Joe Marconi is a Financial Operations Manager at Metropolitan Capital. He focuses on improving efficiencies through automation and managing the reporting of finances for several departments throughout the organization. Before joining Metropolitan Capital, Joe studied and played football at St. Ambrose University where he received his degree in Finance and Marketing while minoring in Economics and Leadership.

Education: B.A., St. Ambrose University, Davenport, IA. 

Ananysha Montague is the Client Services Coordinator at Metropolitan Capital. She is responsible for creating the first impression of the company through in-person and telephone interactions. She also manages various administrative duties for current and prospective clients, as well as team members. Prior to joining Metropolitan Capital, she worked as a daycare teacher.

Education: B.A. in Sociology, minor in Creative Writing, Eastern Illinois University.

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Liliana Rios is a Financial Operations Manager at Metropolitan Capital. She is responsible for general ledger, due from, and internal demand deposit account reconciliations on a daily, weekly, semi-monthly, and monthly basis, in addition to assisting in the preparation and completion of the FFIEC quarterly regulatory report. Prior to joining Metropolitan Capital in 2020, Liliana held several different positions during her 24 years with MB Financial Bank. She spent four years as a teller, followed by six years in the Accounting department, before finally moving to a role in the Financial Reporting department.

Education: B.S., University of Illinois at Chicago.