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SERVICE AT THE SPEED OF LIFE

Metropolitan Capital Bank & Trust knows that it's not enough to offer a full range of services to our clients; those services have to be accessible and available when and where our clients want them.

Service at the Speed of Life

Accessibility: At Metropolitan Capital Bank & Trust, we hold that our services are advantageous to you only insofar as you can use them. Metropolitan Capital Bank & Trust and its Private Capital Managers (PCMs) strive to accommodate the busy life of the metropolitan professional by offering flexible consultation schedules. Our PCM's are available by direct phone line enhanced by an automated call-forwarding service that links you directly to your PCM's cellular phone. If your schedule precludes an in-person visit, the Bank offers a robust array of online services allowing unlimited access to your finances.

Wi-Fi and Open Work Areas: We provide Wi-Fi Internet access throughout our location for our clients' use. So whether you need to access the Internet through your Wi-Fi-enabled cell phone or your laptop, you can stay connected to your busy life while visiting Metropolitan Capital Bank & Trust. Or if you find it more convenient, feel free to use the computers and phones in our open work areas to stay connected.

Consolidated Information Access: Metropolitan Capital Bank & Trust condenses your collective account activities with the Bank and its partners into a single paper and electronic statement. Supported by 24-hour account tracking and state-of-the-art security software, Metropolitan Capital Bank & Trust’s information consolidation services eliminate the need for multiple paper statements while enabling a clearer and more comprehensive vision of your net worth.

Electronic Bill Payment: Metropolitan Capital Bank & Trust offers you an unlimited, 24-hour online bill payment system free of charge for qualifying checking accounts.

ATM Surcharge Reimbursements: In the interest of providing premium convenience, Metropolitan Capital Bank & Trust will reimburse the charges from up to ten out-of-network ATM transactions per customer, per month, up to $5.00 per surcharge. Metropolitan Capital Bank & Trust also participates in the Stars program which allows you to make surcharge free ATM withdrawals at certain ATM locations. To find a location near you please visit www.star.com.

Metropolitan Capital Bank & Trust VisaŽ Credit and Debit Cards: Another component of the Bank’s integrated services is the Metropolitan Capital Bank & Trust Platinum Visa Credit and Debit Cards, which allow for maximum monetary freedom and qualify you for several Platinum reward programs. Through consolidating your credit into a single account, be it a home equity line or other form of credit, you can manage your finances with greater ease and track your Platinum benefits and reward points as they accumulate.

Ability to Make Deposits at Any Fifth Third Branch: The Bank provides you with special deposit slips that allow you to make deposits to your Metropolitan Capital Bank & Trust account at any Fifth Third Bank branch location. With over 100 Fifth Third Bank locations in the Chicagoland area alone, this deposit arrangement means that you won't have to compromise your schedule to handle your transactional banking needs.

For more information about the accessibility and availability of Metropolitan Capital Bank & Trust’s services, please contact your Private Capital Manager. To obtain a PCM, please contact Richard Keneman, Principal Private Capital Manager, at 312.640.2350.

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